Blue Stone Financial Services Ltd is an FCA-regulated mortgage broker based in Test Valley, SO16 0YA, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 38 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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Rinesh Jose
8 Mar 2026We had a fantastic experience with bluestone financial and Abilash. Abilash made the whole process simple and stress free. He was always just a phone call away .A big thank you to Abilash and We would highly recommend him to anyone who looking for mortgage advice.
Thomson Emmanuel
5 Jan 2026A great experience with Blue Stone Financial Services,We recently had the pleasure of working with Abhilash from Bluestone Financial Services while buying our first home, and we’re extremely thankful for his support. As first-time buyers, the process felt overwhelming at times, but Abhilash made everything much clearer and easier to manage. He was always approachable, easy to communicate with, and consistently kept us informed throughout the journey. He took the time to explain things properly before we moved ahead, making sure we fully understood each step. His guidance helped make the whole mortgage process smooth and far less stressful than we expected. We would happily recommend Abhilash to anyone looking for a reliable and supportive mortgage advice
SANTHOSH JAMES
21 Nov 2025⭐⭐ ⭐⭐⭐⭐⭐ 5 stars are not enough! Abilash is incredibly professional and always easy to reach. As a first-time buyer, the entire process was completely new to us, but he provided personalised support every step of the way. He explained everything clearly, guided us with patience, and helped us confidently move toward getting our home. He was always just a phone call away and responded to every query very quickly. I would definitely recommend him!
Thomas KC
16 Oct 2025We recently had the pleasure of working with Abhilash from Bluestone Financial Services while buying our first home in the UK, and we are so grateful for his services. As newcomers, we had plenty of questions, and Abhilash was not only knowledgeable but also incredibly friendly and approachable. Every time we reached out, he was quick to respond, and if he missed our call, he would always get back to us promptly. Abhilash made the whole mortgage process smooth and stress-free. We wholeheartedly recommend him to anyone looking for mortgage advice and wish him all the best in his future endeavors.
Jefin Jeffzzz
24 Sept 2025Blue Stone Financial is absolutely brilliant, and Abilash was amazing throughout my entire house-buying journey. He went above and beyond to help me find the best mortgage deals and provided constant support at every step. Abilash is very friendly, incredibly approachable, and always quick to respond to any questions I had. Thanks to his guidance, the whole experience was smooth and stress-free. I’m truly grateful for all his help and would highly recommend him and Blue Stone Financial to anyone looking for mortgage advice.
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Regulatory Status
Direct Authorisation
FCA Number
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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