Russell Horne
16 Feb 2026This is the second time Graeme has arranged a mortgage for us, he is very thorough in explaining the products available making the process of choosing which one is best for you easier. I would recommend MKFA to anyone
Milton Keynes Financial Advice is an FCA-regulated mortgage broker based in Milton Keynes, MK16 0EJ, specialising in Buy-to-Let, Residential. Rated 5/5 from 34 reviews.
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Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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Russell Horne
16 Feb 2026This is the second time Graeme has arranged a mortgage for us, he is very thorough in explaining the products available making the process of choosing which one is best for you easier. I would recommend MKFA to anyone
Dan C
30 Apr 2025We have used Graeme several times over the last 10 years, and we would recommend him to anybody. He is friendly, approachable, responsive and he knows his stuff. Even when we encountered an issue with our additional borrowing application, Graeme swiftly sorted it and kept us in the loop. Thank you Graeme. We will see you at the end of the year to sort out our remortgage. Dan and Yvette
Aggie Giel
22 Apr 2025We highly recommend Graeme. He has been supporting us with financial and mortgage advice and life assurance for over 10 years. He helped us get an excellent mortgage rate for our first house and helped us again when we upgraded to a bigger one. Since then, he has supported us with every mortgage renewal. He also looks after our life assurance. Every mortgage renewal went very smoothly thanks to him. He has excellent knowledge and a friendly, professional approach to his clients. We recommended him to our friends, and they are getting his advice now too.
Scarlett Herrington-doe
28 Mar 2025Highly recommend Graeme, we were introduced to him through a house we viewed, although we didn't go with that house we decided to use Graeme as our mortgage broker as he was super friendly and helpful, he also doesn't charge a fee like other brokers. He was very efficient throughout the process and always available on the phone to answer any questions we had. Thanks for everything Graeme!
Jon Hall
13 Feb 2025We recently worked with Graeme of MKFA on our pension calculations and were really impressed. His expert knowledge and attention to detail throughout the process cast light on what we had; his explanations were tailored to our needs. Not only was he highly professional and easy to communicate with, but his approachable demeanour made what could have been a daunting task much less stressful We wouldn't hesitate to use his services again and highly recommend Graeme.
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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