David
5 Nov 2025Julian has been my Mortgage Advisor for 18years, the service they provide is second to none. Helpful, informative and always provides the best solution possible for our circumstances
Julian Mace & Associates is an FCA-regulated mortgage broker based in Buckinghamshire, SL7 1JZ, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 17 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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David
5 Nov 2025Julian has been my Mortgage Advisor for 18years, the service they provide is second to none. Helpful, informative and always provides the best solution possible for our circumstances
Katie
30 Sept 2025Julian is genuinely one of the most hardworking, straight forward and responsive people that we have dealt with during the purchase of our first property. Whilst everything else took ages, Julian was always there to support and check in with us. You can feel that Julian actually cares about what he does and his knowledge really supported us during this daunting process! Julian was recommended by a colleague who spoke highly of him and his services, so we were delighted to have the same experience. Not only did he support as our mortgage broker, he also supported us on our life insurance that catered to our needs. We wouldn’t hesitate to recommend him and his services to anyone! 😊
Pete Meyer
13 May 2025We were very fortunate to find 'Julian Mace & Associate services' and have used Julian's expert advice and service 5 times in the last 20 years for remortgaging purposes. Put simply, excellent service, transparent, honest and you can put your trust in him to find the best product specific to your requirements. I would not hesitate to recommend Julian to anyone looking for mortgate or insurance advice.
Emma Bennett
19 Jul 2024We've been going to Julian Mace & Associates for circa 10 years, from our very first mortgage to the renewals over the years. Julian is friendly, professional and explains everything really clearly. He goes above and beyond to ensure we're getting the best deal, and keeps up updated throughout. Can't recommend him enough!
Claire Carradice
10 Jul 2024I have used Julian Mace & Associates for 7 years, after receiving a personal recommendation from a colleague. Julian and his team are always very thorough when providing advice, and take the time to fully explain their recommendations. They answer queries in a timely manner and are always professional, polite and friendly. I was never made to feel that my (many, many) questions were a a waste of their time. I highly recommend Julian and his team and will be using his services, for many years to come. Keep up the good work! Claire
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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