Susan Brown
27 Mar 2026Would recommend John Milner to everyone really friendly and helpful
Bower Home Finance Mortgage and Equity Release Advisers is an FCA-regulated mortgage broker based in Stockton-on-Tees, TS17 6DA, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 2 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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Susan Brown
27 Mar 2026Would recommend John Milner to everyone really friendly and helpful
Josie Butler
16 Mar 2026First rate service. Informed all the way. Questions answered and progress updated.
Robert Taylor
16 Mar 2026Lisa was a great help to us explained everything straight forward and made sure everything run smoothly pleasure to deal with Lisa. Thank you
Barry Waddingham
12 Mar 2026Neil simplified the process and every question or worry that we had. He maintained contact throughout and after the funds were released which we both found reassuring. Excellent Advisor to deal with!
Waldeck Douglas
6 Feb 2026Thank you Matthew, from the moment I contacted you regarding Equity release, you made my wife and I very comfortable throughout the process and updated us at every stage, yes this is a job well done....Thank you again. Mr + Mrs Douglas.
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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