Tina Cranfield Financial Services is an FCA-regulated mortgage broker based in East Lindsey, LN10 6ST, specialising in Buy-to-Let, Commercial, First Time Buyers and 4 other areas. Rated 5/5 from 8 reviews.
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Meet our experienced team of mortgage professionals
Kieran Killelay
20 Jan 2026We contacted Tina after seeing something on social media regarding a 100% mortgage. She was very helpful in all aspects of the field and it’s brilliant that she can help with this as being a tenant this day and age it’s virtually is impossible to save for a deposit. Tina worked her magic and provided us with a great offer that has helped us get onto the property ladder. I would recommend her services to anyone. Thank you so much Tina
Hayden Bird
30 Jan 2025A friend recommended Tina's services after seeing positive social media reviews - as a first time home buyer I was looking for life insurance but was unable to find a suitable policy and needed a personalised service. Her guidance has been exceptional.
Davie Robertson
3 Sept 20245 Stars really isn't enough for Tina. From the get go, she has been absolutely fantastic. Liaising with solicitors and advising us on what has been a tricky purchase. To the point we nearly gave up. We got there in the end and we couldn't be anymore grateful. Thank you Tina.
Kimberley Willows
16 Jan 2024I can’t recommend Tina enough. We used her to buy our first home and she was brilliant. Kept us informed every step of the way and made the whole process completely stress free for us!
William Coupland
22 Jul 2021Tina was fantastic for us as first time buyers. She made the process easy and stress-free while guiding us through the entire process. She was very understanding and always explained important aspects to us that we did not fully understand. Replies are quick and she was always on hand to help! I recommend her highly to everyone!
No memberships listed.
Regulatory Status
Direct Authorisation
FCA Number
563525Practical guides and explainers from our blog — relevant to this mortgage type.
The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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