Olivia B
18 Feb 2026Tom helped me enormously through both a purchase and subsequent sale under difficult circumstances. He was incredibly helpful and informative throughout, would highly recommend.
Thomas Bradley Mortgage & Protection is an FCA-regulated mortgage broker based in Rushcliffe, NG12 4JE, specialising in Buy-to-Let, First Time Buyers, Ltd Co and 2 other areas. Rated 5/5 from 35 reviews.
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Olivia B
18 Feb 2026Tom helped me enormously through both a purchase and subsequent sale under difficult circumstances. He was incredibly helpful and informative throughout, would highly recommend.
Kevo Baba
4 Feb 2026Tom was an absolute standout throughout our entire mortgage process. From the very first conversation, he made everything feel clear, manageable, and completely stress‑free. His knowledge is exceptional, his communication is first class, and he genuinely went above and beyond to make sure we understood every step. What really impressed us was how proactive and responsive he was — nothing was ever too much trouble, and he always took the time to explain our options in a way that made sense. It’s rare to find someone who combines professionalism with such a friendly, personal touch, but Tom delivered both effortlessly. Thanks to his hard work and guidance, we secured the perfect mortgage for our needs, and the whole experience felt smooth from beginning to end. We couldn’t be happier. If you’re looking for a mortgage broker who truly puts clients first, Tom is the one. Highly recommended. Emeka
Dino Sacic
1 Oct 2025Tom was recommended to me by a friend, we had a phone conversation. I explained my circumstance and financial position etc. Tom sent over all the relevant information, what he needed from me and my wife. He is very informative, answered any questions we had, always responds to calls/messages within minutes. From start of the application the mortgage was agreed within a few weeks, he recommended what solicitors to use, im sure there are others and cheaper but I wanted to keep everything in house. The whole transaction was seamless and effortless. Very highly recommended Mortgage Broker and will definitely be speaking to him again should I remortgage or buy a separate property. Thank you for all your help Tom
Amanda Bateman
15 Aug 2025Tom handled my recent remortgage and provided an absolutely fantastic service! Tom is very informative, efficient, friendly and professional. He found me an excellent deal and handled all the paperwork, making the process very easy! Tom kept me up to date on the stages of the remortgage and he was available for any questions. He was able to refer me to a solicitor for the legal process and the whole remortgage was seamless. Tom also helped me to obtain life insurance, again being very informative and completing the paperwork alongside me. Tom has an excellent wealth of knowledge and really helps you to find an option that suitable and affordable. I would highly recommend Tom and wouldn't hesitate to use his services in the future.
Zak Clarke-Quinn
8 Aug 2025I could not recommend Tom enough, I contacted him a week before I need our mortgage application doing, even when he was on holiday he was prompt at responding and got everything we needed ready for our application to be sent. When our offer was accepted he submitted the mortgage straight away and jumped on a call to explain the next steps, fast forward today everything has been accepted. Me and partner could not have done this process with without Tom and his high level expertise, he’s made us feel confident, comfortable and prepared the entire process. If you are going to use anyone, Tom is your man. Thank you again.
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FCA Number
924294Practical guides and explainers from our blog — relevant to this mortgage type.

The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.

UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.

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