Intelligent Adviser Ltd is an FCA-regulated mortgage broker based in Oadby and Wigston, LE2 5DN, specialising in Buy-to-Let, Commercial, First Time Buyers and 4 other areas. Rated 4.9/5 from 78 reviews.
Unverified profile
Verification is pending.
Meet our experienced team of mortgage professionals
Elizabeth Goodall
2 Mar 2026First time buyers. Heme was brilliant and gave us so much advice as we didn’t know what we were doing. He would sit on the phone with me and explain in detail what everything was and what steps we needed to take. Lovely person, great mortgage advisor!
Savita Daya
25 Jan 2026Exceptional service — I had an outstanding experience with Intelligent Mortgage Advisors, and I want to give special recognition to Heme, who went above and beyond throughout the entire process. His knowledge, patience, and clear explanations made everything feel straightforward and stress‑free. He took the time to understand my situation properly, presented the best options, and kept me updated at every stage. You can tell he genuinely cares about getting the right outcome for his clients. If you’re looking for honest, reliable, and highly professional mortgage advice, I’d strongly recommend Intelligent Mortgage Advisors
Anup Ladva
22 Jan 2026Would highly recommend Intelligent Adviser . Minay was fantastic. He recently sorted out the new fixed rate deals for all our properties. He made it a quick and stress free process.
rutvik vala
12 Jan 2026I had an excellent experience with my mortgage advisor. They were professional, knowledgeable, and incredibly supportive throughout the entire process. Everything was explained clearly, all my questions were answered promptly, and I always felt confident I was getting the best advice for my situation. The process was smooth and stress-free from start to finish. I would highly recommend them to anyone looking for reliable and honest mortgage advice.
Leanne Till
13 Dec 2025Dave has been amazing everytime I use him! Even 7am phone calls, he always answers! He doesn’t just do his job, he takes pride in getting you the best deal possible. 1000% trustworthy.
No memberships listed.
Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.
The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
Trafford, north-west
JF Financial Solutions is a mortgage broker based in Trafford, north-west.
Enfield, london
Winwell Financial Consultancy is a mortgage broker based in Enfield, london.
Wandsworth, london
Oportfolio Mortgage Brokers is a mortgage broker based in Wandsworth, london.
Hertfordshire, East of England
Addlife Financial LTD is a mortgage broker based in Hertfordshire, East of England.
Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.
Social Media
Follow Intelligent Adviser Ltd on social media for updates and insights.