Heritage Estates (Leicester) Ltd is an FCA-regulated mortgage broker based in Oadby and Wigston, LE2 5AA, specialising in Buy-to-Let, Commercial, First Time Buyers and 2 other areas. Rated 5/5 from 14 reviews.
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Meet our experienced team of mortgage professionals
daisy futsi
28 Apr 2025I had a stress free process as a first time buyer all thanks to Julia. All my family and friends went through Julia to get thier first property. She is very supportive and she takes the anxiety away. She is a star. What will we do without her.
Belén
5 Jun 2024Julia & the team have been extremely helpful and understanding of my situation when applying for a mortgage and life insurance. I will definitely be recommending them to my family and friends :)
Amy Towarianskyj
8 May 2024This is the second time Julia helped us out sorting our mortgage and again it was first rate service. We'll absolutely be using her service again in the future and would absolutely highly recommend.
Vishal Morjaria
16 Apr 2024Julia went the extra mile to find us a suitable mortgage. Definitely worth giving her an opportunity to find your mortgage especially if you've struggled to get one before or have a special situation.
Sandra Thorpe
22 Mar 2024An absolute resounding 5* service! Julia goes above and beyond to help & get you the best deal around, consistently checking in case there is a better deal. She is so kind and approachable & she dealt with my "melt downs" (to do with the purchase, not the mortgage!) with compassion, even chasing things on our behalf. No hesitation whatsoever in recommending Julia as a mortgage advisor 🙂, she is a credit to her company
No memberships listed.
Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.
The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.
UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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