MFG
22 Jul 2025Superb service from the team. A massive thank you to Andrew and Symonne for all their help. Great communication and reasonable fee's. Would highly recommend this company.
Aston & Smith Mortgage Services Ltd is an FCA-regulated mortgage broker based in North Northamptonshire, NN17 1AE, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 13 reviews.
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MFG
22 Jul 2025Superb service from the team. A massive thank you to Andrew and Symonne for all their help. Great communication and reasonable fee's. Would highly recommend this company.
Dominik Bubel
17 Jan 2025I've been with Aston & Smith for years, and I can't say enough good things about them! Their team is always so helpful and friendly, making the whole mortgage process a breeze. They've never let me down, and I'm always happy with the service I receive. If you're looking for reliable and expert mortgage advice, look no further than Aston & Smith. Thanks for everything, Andrew and Team!
Damien Cordner
23 Nov 2024We were first time buyers back in 2014 and bought our house back in using the government help to buy scheme. We intended on paying it back sooner but life had other plans. In May this year (2024) we set to work on paying back H2B loan by remortgaging our house with additional borrowing. We approached Aston and Smith's based on recommendations from both friends and family. An advisor named Andrew dealt with our case and provided us with a professional advice in a welcoming manor. Given current interest rates Andrew managed to secure a competitive deal for us, providing us with several options and strategies for our remortgage. As both my partner and I have young children and work full-time, time is at a premium for us so for Aston and Smith's to take care of us it removes a big chunk of the stress involved. We also used them to secure a new life & critical illness policy. I cannot recommend them enough and in 5yrs time will seek to secure our next fixed rate through them. Thank you for your service. Damien
David Muroe
5 Nov 2024We have recently used Andrew at Aston&Smith. He was brilliant throughout and worked hard to get us our mortgage in tricky and uncertain financial times. I couldn’t recommend Andrew enough for taking care of everything and the rest of the team at Aston&Smith.
Michael Diamond
24 Aug 2023As a business owner, I was someone who felt very much able to source and arrange my own mortgage requirements out online. Andrew was recommended by a fellow business owner and we have never regretted it ever since. I would not dream of arranging a mortgage again myself and have used Aston & Smith serval times since. The service is top class and nothing seems to be an issue or too much trouble. They are there to support you and help deal with the solicitors as well.
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Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.

The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.

UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.

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