Kim Balasubramaniam - Versed Financial - Portsmouth Broker

Kim Balasubramaniam - Versed Financial - Portsmouth Broker | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Kim Balasubramaniam - Versed Financial

At Versed Financial, I focus on providing clear guidance through the often complex landscape of mortgages. Based in Emsworth, I specialise in three key areas: Buy-to-Let, Portfolio mortgages, and Residential lending. Each of these sectors presents unique challenges and opportunities, and I take pride in my ability to navigate them effectively. When it comes to Buy-to-Let mortgages, I understand the nuances that can make or break an investment. Whether you're a first-time landlord or looking to expand an existing portfolio, I offer insights into market trends and financing options that suit your specific property type and investment strategy. My approach is thorough, ensuring that you are well-informed about rental yields, property valuations, and potential pitfalls. For those with a more extensive Portfolio, I recognise that managing multiple properties requires a different level of financial acumen. I assist clients in optimising their finance structures, ensuring that each mortgage aligns with their broader investment goals. My keen understanding of the property market allows me to provide strategic advice that can lead to a more profitable portfolio. In the realm of Residential mortgages, I guide homebuyers through the process of securing their dream homes. The journey from finding the right property to completing the purchase can be daunting, but I simplify it with clear communication and knowledgeable advice. I stay updated on the latest mortgage products and lending criteria to ensure that my clients can make informed decisions. I believe that a successful mortgage journey is built on transparency and education. I take the time to explain every step of the process, from initial assessments to final approvals. My aim is to empower clients with the knowledge they need to feel confident in their choices.

Specialisations

Buy-to-LetPortfolio

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(12 reviews)

A T

6 Apr 2024

Recently employed Kim's mortgage broker expertise in order to remortgage my home due to the end of a fixed rate deal. The whole process was very easy and require little to no effort on my part, which is exactly what one wants when hiring an expert. I would highly recommend Kim and the team at The Mortgage Mum. I am certain to be using their services again in the future.

Mr. Pawfect

26 Jul 2023

We have been speaking with Kim regarding a new mortgage for a house move for almost a year now. As a fairly new LTD company, obtaining a mortgage as Directors was all new to us and Kim has been fantastic and guided us through the whole process. Kim is always at hand for any questions we have and is filled with so much knowledge, not only on the mortgage market, the different products available but the ever changing housing market too. Kim really took the time to get to know us personally and understood why we wanted to move house and what suited both our personal and professional needs (we were moving home to accommodate our business). Having a broker you like and trust is so important and we found that in Kim. We 100% recommend Kim and will continue to use her in the future. We can not thank Kim enough for all her hard work that she has done for us over these past 12months, we are both truly grateful. Kim is a real asset to The Mortgage Mum team and a pleasure to work with. Wayne & Dean x

Fiona Humberstone

18 Jan 2023

our mortgage isn't yet complete but Kim is a breath of fresh air. She has really listened to our unique situation and tailored her advice to what will be best for us. Her approach is night and day from the traditional mortgage 'advisor' and the level of service has been exemplary. She has been proactive at finding us the best rates and asking for them to be reduced if she finds us a better offer. I have already enthusiastically recommended Kim to several friends and will continue to do so. She's amazing.

Zita Jones

4 Oct 2022

Kim made the whole process of re-mortgaging smooth and stress-free. Her extensive knowledge and professionalism shone throughout and we were delighted with the outcome. We’d 100% recommend Kim’s services to anyone looking for a mortgage. Thank you Kim!

Camilla Arnhold

29 Sept 2022

Kim went above and beyond to get us the best possible mortgage deal. She spent a long time getting to know us and establishing our specific needs and then came up with a great deal which has given us much needed security. She cuts through all the intimidating and confusing jargon and made the whole process very straightforward. We could recommend Kim enough, she is brilliant!