Stones Young Financial Services - Blackburn

Stones Young Financial Services - Blackburn | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Stones Young Financial Services - Blackburn

At Stones Young Financial Services in Blackburn, I take pride in guiding clients through the often complex world of mortgages with clarity and precision. Nestled in a historic location, The Old Post Office at 740 Whalley New Rd, I focus on a range of specialised services, including auction purchases, buy-to-let investments, and support for first-time buyers, alongside traditional residential mortgages. My approach is grounded in a thorough understanding of each mortgage product and the distinct requirements of my clients. When it comes to auction purchases, I provide insights into the nuances of bidding and financing, ensuring you’re well-prepared for the competitive environment. For those venturing into buy-to-let, I offer comprehensive advice on market trends, potential yields, and compliance issues, aiming to make your investment as fruitful as possible. First-time buyers often face an overwhelming amount of information, and that’s where I excel in simplifying the process. I help navigate the various schemes and options available, ensuring you understand the implications of each choice. Whether it’s understanding the Help to Buy schemes or exploring shared ownership, my goal is to empower you with the knowledge needed to make informed decisions. Residential mortgages also form a significant part of my practice. With a keen eye on the evolving market conditions, I assist clients in identifying the best mortgage structures that fit their financial situation and long-term goals. My detailed approach involves assessing affordability, advising on deposit options, and guiding you through the paperwork intricacies. I value transparency and communication, ensuring you remain informed at every stage of your mortgage journey. By focusing on your unique circumstances, I strive to facilitate a seamless experience that alleviates the stress associated with securing a mortgage.

Specialisations

AuctionBuy-to-Let

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(133 reviews)

Alison P

10 Feb 2026

Phil Young handled my previous mortgage and was proactive, reaching out to me as my fixed term was close to ending. Great communication - he kept me updated and made sure I got the best possible deal. Will definitely use again.

Lady V

8 Feb 2026

Amazing service. Phil is personable, and provides a service like no other. He is quick to respond and gets your mortgage from start to finish quickly and efficiently. We were kept updated with the whole process and advised clearly throughout. Will not use anyone else and cannot recommend him enough.

Claire Brock

20 Jan 2026

I have used the services of Stones Young Financial Services twice now and have been really pleased with everything. Last time Phil was really great and this time we used Bev and she was also really helpful and informative at every stage. We were provided with regular updates at each step of obtaining the mortgage and given various options to choose from. Everything is done via a portal and it is super easy to upload all your information, the whole process took place over the phone which is convenient if you are busy. I won't go anywhere else in the future as I am happy with the start to finish.

Harry Leyland

2 Dec 2025

Phil gives excellent advice and is always prompt with his responses to any queries we have had. We have worked with Phil for our mortgage for several years and he always explains everything to us very clearly and answers further questions we have. He ensures that we are getting the best deal and makes it a smooth and easy process for us. Would recommend him to anyone who needs any assistance with a mortgage and buying/selling a house.

Gemma Croft

2 Dec 2025

I had an excellent experience with Phil as my mortgage advisor. He was extremely helpful from start to finish and consistently provided clear, reliable support throughout the entire process. A lot of my family have used him over the years, and now I understand why — his professionalism and dedication are outstanding. I’m truly grateful for all his guidance and would highly recommend Phil to anyone looking for a trustworthy and knowledgeable mortgage advisor.