Sales Mellorplantuk
9 Feb 2026Excellent customer service, highly recommended!
NFU Mutual Central Lancashire is an FCA-regulated mortgage broker based in Preston, PR2 9ZB, specialising in Holiday Lets, Residential. Rated 5/5 from 5 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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Sales Mellorplantuk
9 Feb 2026Excellent customer service, highly recommended!
Anthony Cauchi
18 Jul 2025Very Good customer service
Andy Doublett
2 Jan 2024Insurance broker with the person touch...... Can't speak highly enough of the helpful , knowledgeable and friendly staff......
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Regulatory Status
Direct Authorisation
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Practical guides and explainers from our blog — relevant to this mortgage type.

A guide to holiday let mortgages in the UK — covering lender criteria, income requirements, Furnished Holiday Lettings tax changes, and how to find the best rates.


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Use our guide to calculate holiday let mortgage costs, including stress tests, rental income projections, and how lenders assess seasonal letting income for affordability.

Compare holiday lets and buy-to-lets as investment strategies. Understand the differences in mortgage criteria, tax treatment, income potential, and management requirements.
Complete guide to holiday let mortgages. Learn about rental income requirements, planning considerations, and investment potential.
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